Terms of Service

Last updated: 1st January 2026

Acceptance of Terms

By accessing and using the SmartOpalium website and services, you accept and agree to be bound by the terms and provision of this agreement. These Terms of Service constitute a legally binding agreement between you and SmartOpalium B.V. ("Company", "we", "us", or "our"). If you do not agree to these terms, please do not use our website or services.

Company Information

SmartOpalium B.V. is a company incorporated under Dutch law with registration number NL83726194, having its registered office at Hoofdstraat 212, 1336 RS Almere, Flevoland, Netherlands. We provide property investment consultancy and advisory services in the Netherlands.

Service Description

SmartOpalium provides property investment consultancy services, including but not limited to market analysis, investment advice, portfolio management guidance, and property investment opportunities. Our services are provided for informational and advisory purposes. All investment decisions remain solely with the client, and we do not guarantee investment outcomes or returns.

User Obligations

When using our website and services, you agree to:

  • Provide accurate and complete information when requested
  • Use our services only for lawful purposes and in accordance with these terms
  • Not engage in any activity that could damage, disable, or impair our website or services
  • Respect the intellectual property rights of SmartOpalium and third parties
  • Maintain the confidentiality of any login credentials or account information
  • Notify us immediately of any unauthorised use of your account
  • Comply with all applicable laws and regulations

Investment Disclaimer

All investment advice and information provided by SmartOpalium is for general guidance purposes only and does not constitute financial advice tailored to your specific circumstances. Property investment carries inherent risks, including the potential for capital loss. Past performance is not indicative of future results. You should seek independent financial advice before making any investment decisions. SmartOpalium does not guarantee investment returns or outcomes.

Intellectual Property

All content on the SmartOpalium website, including but not limited to text, graphics, logos, images, audio clips, digital downloads, and software, is the property of SmartOpalium or its content suppliers and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works from, publicly display, or exploit any content without our express written permission.

Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which forms an integral part of these Terms of Service. By using our services, you consent to the collection and use of your information as outlined in our Privacy Policy.

Limitation of Liability

To the maximum extent permitted by law, SmartOpalium shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities, arising from your use of our website or services. Our total liability to you for any claim arising from these terms or your use of our services shall not exceed the amount you have paid to us for services in the twelve months preceding the claim.

Indemnification

You agree to indemnify, defend, and hold harmless SmartOpalium, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your use of our services, your violation of these terms, or your violation of any rights of another party.

Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the Netherlands, without regard to its conflict of law provisions. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the Dutch courts, with the courts of Amsterdam having primary jurisdiction.

Termination

We reserve the right to terminate or suspend your access to our website and services at any time, without prior notice, for any reason, including but not limited to violation of these terms. You may also terminate your use of our services at any time by discontinuing use of our website and notifying us of your intention to terminate any ongoing service agreements.

Modification of Terms

SmartOpalium reserves the right to modify these Terms of Service at any time. We will notify users of any material changes by posting the updated terms on our website and updating the "Last updated" date. Your continued use of our website and services after such modifications constitutes your acceptance of the updated terms.

Severability

If any provision of these Terms of Service is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that the remainder of these terms will continue in full force and effect and remain enforceable.

Entire Agreement

These Terms of Service, together with our Privacy Policy and any other legal notices published on our website, constitute the entire agreement between you and SmartOpalium concerning your use of our website and services, and supersede all prior or contemporaneous communications and proposals between you and SmartOpalium.

Contact Information

If you have any questions about these Terms of Service, please contact us:

SmartOpalium B.V.

Legal Department

Hoofdstraat 212, 1336 RS Almere, Flevoland, Netherlands

Email: [email protected]

Phone: +31 362798707

By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.